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how to do
In order to end your lease ("early termination"), you can pay the lease company what you still owe and return their car. At least, that's one way to do it but not necessarily the best way.
The reason that this might not be the best way to get out of your lease is that the amount you owe on your lease can be much more than you might have anticipated, due to the way in which the lease company calculates your early termination charges. Most people are very surprised when they learn just how much they owe.
Actually, you have a number of possible options for getting out of your lease, some of which will be better for you than the others. You're looking for the option that will save you the most money and trouble, and protect your credit rating.
One your best options may be to transfer your lease to someone would like to pick it up and take it off your hands -- a lease assumption. The advantages of this method is low cost (no penalties, no payoffs), and easy exit.
There's a whole set of potential buyers out there who are looking for short-term leases without going through dealers and the associated extra costs.
However, you need to follow the correct process and check to see if your lease company allows it. You can't simply let someone assume your lease without the lease company's knowledge and involvement.
The good news is that help is available.
There are a number of specialized lease transfer companies on the Internet who will list your car and help with the lease assumption process for a small fee -- a fee that is much smaller than a lease company's early termination fees. Since these companies work directly with the lease company and handle all the paperwork, the process is easy and painless.
Although there are a number of good companies out there, the lease transfer company that we recommend is Swapalease 
. They are very reputable, have been in business for years, and have helped thousands of people out of their leases.
Get an instant free quote on the cost of listing your car so that interested "buyers" might see it. You'll also be told immediately if your lease company or bank allows transfers so that you'll know right away if this is going to work for you.
